BNP Paribas Cardif Austria

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Cardif Allgemeine Versicherung

FN 166734y  -  DVR-0954225

Cardif Lebensversicherung

FN 166732w - DVR-0954217

Rotenturmstraße 16-18

A-1010 Wien

Tel.: +43 1 / 5 33 98 78 83

Fax: +43 1 / 5 33 98 78 40


Gap Protect

Insurance against Total Write-off of a Vehicle

The purchase of a new car is a significant financial strain on the household budget. In order to insure against the financial risks associated with the purchase of a car, in most cases the owner will complete a partially or fully comprehensive insurance policy in addition to the statutory third-party liability insurance for the vehicle. In the event of a total write-off or total loss of the vehicle the comprehensive insurance policy will as a rule only reimburse the current market value of the vehicle and the vehicle owner suffers a financial loss when buying a replacement for the lost vehicle.


There are various concepts for eliminating or reducing this financial loss (GAP), for example payment of the difference between current market value and original purchase costs (with or without indexing) or of a percentage supplement based on the current market value and/or Eurotax value.